A website at http://www.mortgageawareness.com has free information on terrible credit home loans.

Do you have a home? Do you have at least 20 percent equity in it? If so, you probably can get a home equity loan but with terrible credit the terms might be more interest.

I’d go to a local bank and see what they have to say and stay away from mortgage companies or the subprime ones that promise "no credit, no problem" and get you what you want even though it might not be in your best interest.

dumb thought. why place your house on the line?

home equity loans can be called due at any time.

dont do it.

No its very hard 1st clear your terrible credit record

i am loan officer. tell me more about your situation and i’ll let you know if this is the right thing for you right now.