If you have equity in the property of course.

Both my 1st and 2nd are buy money. The first is ready to foreclose there will be no sale proceeds for the lender on the 2nd. Can the 2nd pursue me for a deficency on a buy money 2nd mortgage on a 2nd home? Does it make a difference if the home [...]

I was looking forward to buying this house that I had seen that seemed to be vacant and abandoned and had a small sticker on the door that said the owner had due payment to the mortgage company. Am I able to buy the house from the owner without having to pay whatever he had [...]

closing costs? Isnt it a excellent thing that a buyer has made a deal and signed a contract where the seller pays ALL closing costs?

I have been offerred mortgage payment protection insurance by my mortgage lender, but it seems a bit expensive.
I reckon my job is OK, but I do worry as there have been a few people made redundant recently. There seems to be a lot of mortgage protection insurance online on Google UK, but does anyone have [...]

Just curious if anyone has really been able to speak to a real person at their Mortgage lender and been successful in completing a loan modification under this new plot. Our loan is serviced by Citi and I never get to speak to an actual person.

My husband and I recently filed chapter 7 bankruptcy on everything but our home and car due to him losing his job with zero unemployment benefits for 6 months. It was horrible and we could never catch up with all the crazy over the limit and late fees on our credit cards.
Anyway, I have an [...]

Referrel for a experienced mortgage lender that knows and has done a contingency reserve for a hud home

I am going to bid on a house at foreclosure and it has a 1st mortgage of 0K and a second of K. The lender on the first two mortgages is Choice One Mortgage. The lender at foreclosure is Countrywide. Does this mean that if I buy this house at foreclosure that [...]

upside down in mortgage. Lender won’t modify.Excellent credit, never late in over 4 yrs on payments. Health chg’d & I need to be closer to family. Will need to skip payments for moving exp.