I was originally quoted 6.25% and I waited a week hoping it would decrease, now it has jumped to 6.5% and added another bucks to my mortgage! Will they come back down w/in the next month or should I just lock it now. I close 082808. Does IndyMAC have anything to do with the [...]

I have read that a lender must automatically remove PMI once your LTV is 78% of the original amount financed. I have a single loan, and I bought the property well below market value. Since my loan is not 2 years ancient the lender will not remove PMI with a simple apprasial. [...]

Our current lender said in the State of Texas laws prevent us from refinancing our current mortgage until is has matured to one year. I cannot find this "law" and want to find out if anyone has any information on it. We bought the home in Dec of 2007. Our current "Note" [...]

hello,
i am a first time buyer and am viewing a property i am wanting to buy on friday (i already know the property and am sure i will be buying it) i have a mortgage through my bank lined up in principal and they said if i wanted to go ahead with it just to [...]

now my credit score is terrible. I went looking for quotes at all the major banks and building societies but some of them said they couldn’t even give me a basic quote without a quick credit check. I then allowed them to do a credit check- Halifax bank was particularly impressed with how excellent my [...]

This is the first time buying a house. I was wondering do different lenders have different payment set ups, or do they all go by the same "rules" For instance, i got a quote on a house its 80,000 and my payments would be 730 a month for that lender. Would it be the same [...]

I work for an Insurance agent. My job is to send out premiums (bills) to costumers and mortgage companies. Send costumers copy of policies. make changes to autos, quote homes and autos, and Office duties such as file, fax, phones. My boss forgets everything so when he questions me did you do……. last month [...]

I know there are first time homebuyer programs and what not, but haven’t the slightest thought where to start. If it helps i’m in the state of Illinois and have a relatively low income at the present time.

quotes or sign any paperwork. My friend said he liked the look of the mortgage and that he would wait for the paperwork to arrive. the advisor questioned for his bank details and he gave them thinking it would be for the arrangement fee when he chose what mortgage he wanted. But, the advisor just [...]

looking to borrow money on a fully paid off piece of property worth 550,000. I have gotten some quotes and no I don’t reckon I am stupid to reckon that someone out there want to write a first refi mortgage. Quick ! assset to loan ration is rediculous like borrowing 180 vrs a 550 [...]