I am trying to refinance my existing home loan, plus a 2nd mortgage as well as a number of other loans, cards etc. I do have 2 defaults on my file, one paid and one unpaid. Has anyone been in a similar situation and how did they refinance

I want to see if I can lower my monthly payments.

Three months ago my wife and I bought our first house at a 5.5% rate. The mortgage broker who was a family friend went on to another company. My boss’s husband owns a separate company and can do us a refi at 5.125% which would save us pretty excellent money. It seems [...]

We bought our home Sept 2007 and have a high interest rate (above 10%). With the economy now, it would benefit us to try to get a lower payment. Is now a excellent time? Our credit hasn’t been fantastic the last year.

monetary court judgement?
I have got the answer to the first part of my original question but i am looking for the answer to the second part which I have stated above.

I seem to be having a problem qualifing for a excellent rate loan.Do you have any advice for me?

I am a 1st time buyer / new home owner who hasn’t even made the first payment yet "Sept. 1st". I have PMI on my mortgage that I want to get rid of as soon as possible. Most lenders require a year or two as excellent payment history before you can drop PMI. I have [...]

My Main issue is to find out if its worth refinancing a house, because I dont want the property tax to change from a 200K house amoount to a 800K house amount. Please include sources if available. Thank you.