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	<title>Comments on: government grants for small business for tracking business?</title>
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	<description>Loan Comparison, Questions and answers on loans</description>
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		<title>By: imisidro</title>
		<link>http://loantags.com/government-grants-for-small-business-for-tracking-business/comment-page-1/#comment-4644</link>
		<dc:creator>imisidro</dc:creator>
		<pubDate>Thu, 25 Jun 2009 00:05:06 +0000</pubDate>
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		<description>You stand a greater chance of getting a government-guaranteed loan through the Small Business Administration http://www.sba.gov/financing than a government grant. Read the SBA Financing page to learn about criteria needed for borrowing 

It is hard to find grants to start a business. Unlike the myths that some perpetuate, federal government and even private foundations hardly give grant money for a for-profit business. And yes, grants mean PAPERWORK - lots and lots of it, that is why a cottage industry of grant writers was born.

Nonetheless, you can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support a for-profit venture.


Even SBA does NOT give out grants. From the SBA website http://www.sba.gov/mostrequesteditems/CON_FAQ2.html

&quot;The U.S. Small Business Administration does not offer grants to start or expand small businesses, although it does offer a wide variety of loan programs. (See http://www.sba.gov/financing for more information) While SBA does offer some grant programs, these are generally designed to expand and enhance organizations that provide small business management, technical, or financial assistance. These grants generally support non-profit organizations, intermediary lending institutions, and state and local governments.&quot;

Here is a listing of federal grants for small businesses. See if there is any available for individuals for starting a business -- THERE&#039;S NONE.
http://12.46.245.173/pls/portal30/CATALOG.BROWSE_BENEF_RPT.show

Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program 

Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women&#039;s Business Ownership Assistance that are given to those who will create women&#039;s business center that will train women entrepreneurs 

I suggest you read the following books to get ideas of how to finance your business:

Financing Your Small Business  http://www.amazon.com/exec/obidos/ASIN/1572484500/powerhomebizguid
Small Business Financing: How and Where To Get It http://www.amazon.com/exec/obidos/ASIN/0808007386/powerhomebizguid
Financing the Small Business: A Complete Guide to Obtaining Bank Loans and All Other Types of Financing http://www.amazon.com/exec/obidos/ASIN/1580626815/powerhomebizguid
The SBA Loan Book http://www.amazon.com/exec/obidos/ASIN/158062202X/powerhomebizguid
Angel Capital : How to Raise Early-Stage Private Equity Financing http://www.amazon.com/exec/obidos/ASIN/0471690635/powerhomebizguid
Financing Your Small Business (Barron&#039;s Business Library Series) http://www.amazon.com/exec/obidos/ASIN/0764124897/powerhomebizguid</description>
		<content:encoded><![CDATA[<!-- google_ad_section_start --><p>&#89;&#111;&#117; stand a greater chance &#111;&#102; getting a government-guaranteed loan through &#116;&#104;&#101; Small Business Administration <a href="http://www.sba.gov/financing" rel="nofollow">http://www.sba.gov/financing</a> &#116;&#104;&#97;&#110; a government grant. Read &#116;&#104;&#101; SBA Financing page &#116;&#111; learn &#97;&#98;&#111;&#117;&#116; criteria needed &#102;&#111;&#114; borrowing </p>
<p>&#73;&#116; &#105;&#115; hard &#116;&#111; find grants &#116;&#111; &#115;&#116;&#97;&#114;&#116; a business. Unlike &#116;&#104;&#101; myths &#116;&#104;&#97;&#116; &#115;&#111;&#109;&#101; perpetuate, federal government &#97;&#110;&#100; even private foundations hardly give grant money &#102;&#111;&#114; a &#102;&#111;&#114;-profit business. &#65;&#110;&#100; yes, grants mean PAPERWORK &#8211; lots &#97;&#110;&#100; lots &#111;&#102; &#105;&#116;, &#116;&#104;&#97;&#116; &#105;&#115; &#119;&#104;&#121; a cottage industry &#111;&#102; grant writers &#119;&#97;&#115; born.</p>
<p>Nonetheless, &#121;&#111;&#117; &#99;&#97;&#110; &#103;&#111; &#116;&#111; &#116;&#104;&#101; Catalog &#111;&#102; Federal Domestic &#72;&#101;&#108;&#112; (CFDA) <a href="http://www.cfda.gov" rel="nofollow">http://www.cfda.gov</a> &#97;&#110;&#100; Grants.gov <a href="http://www.grants.gov" rel="nofollow">http://www.grants.gov</a> &#8211; &#116;&#104;&#101;&#115;&#101; &#97;&#114;&#101; two sites &#109;&#97;&#100;&#101; &#98;&#121; &#116;&#104;&#101; federal government &#116;&#111; provide transparency &#97;&#110;&#100; information &#111;&#110; grants. Browse through &#116;&#104;&#101; listings &#97;&#110;&#100; see &#105;&#102; &#121;&#111;&#117; &#99;&#97;&#110; find &#97;&#110;&#121; grant &#116;&#104;&#97;&#116; &#119;&#111;&#117;&#108;&#100; support a &#102;&#111;&#114;-profit venture.</p>
<p>Even SBA &#100;&#111;&#101;&#115; &#78;&#79;&#84; give out grants. &#70;&#114;&#111;&#109; &#116;&#104;&#101; SBA website <a href="http://www.sba.gov/mostrequesteditems/CON_FAQ2.html" rel="nofollow">http://www.sba.gov/mostrequesteditems/CON_FAQ2.html</a></p>
<p>&quot;&#84;&#104;&#101; U.S. Small Business Administration &#100;&#111;&#101;&#115; &#110;&#111;&#116; offer grants &#116;&#111; &#115;&#116;&#97;&#114;&#116; &#111;&#114; expand small businesses, although &#105;&#116; &#100;&#111;&#101;&#115; offer a wide variety &#111;&#102; loan programs. (See <a href="http://www.sba.gov/financing" rel="nofollow">http://www.sba.gov/financing</a> &#102;&#111;&#114; more information) &#87;&#104;&#105;&#108;&#101; SBA &#100;&#111;&#101;&#115; offer &#115;&#111;&#109;&#101; grant programs, &#116;&#104;&#101;&#115;&#101; &#97;&#114;&#101; generally designed &#116;&#111; expand &#97;&#110;&#100; enhance organizations &#116;&#104;&#97;&#116; provide small business management, technical, &#111;&#114; financial &#104;&#101;&#108;&#112;. &#84;&#104;&#101;&#115;&#101; grants generally support non-profit organizations, intermediary lending institutions, &#97;&#110;&#100; state &#97;&#110;&#100; local governments.&quot;</p>
<p>Here &#105;&#115; a listing &#111;&#102; federal grants &#102;&#111;&#114; small businesses. See &#105;&#102; &#116;&#104;&#101;&#114;&#101; &#105;&#115; &#97;&#110;&#121; available &#102;&#111;&#114; individuals &#102;&#111;&#114; starting a business &#8212; &#84;&#72;&#69;&#82;&#69;&#39;S NONE.<br />
<a href="http://12.46.245.173/pls/portal30/CATALOG.BROWSE_BENEF_RPT.&#115;&#104;&#111;&#119;" rel="nofollow">http://12.46.245.173/pls/portal30/CATALOG.BROWSE_BENEF_RPT.&#115;&#104;&#111;&#119;</a></p>
<p>&#77;&#111;&#115;&#116; &#111;&#102; &#116;&#104;&#101; federal grants &#97;&#114;&#101; given &#116;&#111; specific target groups &#119;&#105;&#116;&#104; specific requirements (e.g. minority business owners involved &#105;&#110; transportation related contracts emanating &#102;&#114;&#111;&#109; DOT &#8211; Grant#20.905 Disadvantaged Business Enterprises Small Term Lending Program </p>
<p>Grants &#97;&#114;&#101; &#97;&#108;&#115;&#111; &#111;&#102;&#116;&#101;&#110; given &#116;&#111; non profit groups &#111;&#114; organizations involved &#105;&#110; training &#111;&#114; &#111;&#116;&#104;&#101;&#114; similar activities (grant 59.043 Women&#39;s Business Ownership &#72;&#101;&#108;&#112; &#116;&#104;&#97;&#116; &#97;&#114;&#101; given &#116;&#111; those &#119;&#104;&#111; &#119;&#105;&#108;&#108; &#109;&#97;&#107;&#101; women&#39;s business center &#116;&#104;&#97;&#116; &#119;&#105;&#108;&#108; train women entrepreneurs </p>
<p>I suggest &#121;&#111;&#117; read &#116;&#104;&#101; following books &#116;&#111; &#103;&#101;&#116; &#116;&#104;&#111;&#117;&#103;&#104;&#116;&#115; &#111;&#102; &#104;&#111;&#119; &#116;&#111; finance &#121;&#111;&#117;&#114; business:</p>
<p>Financing &#89;&#111;&#117;&#114; Small Business  <a href="http://www.amazon.com/exec/obidos/ASIN/1572484500/powerhomebizguid" rel="nofollow">http://www.amazon.com/exec/obidos/ASIN/1572484500/powerhomebizguid</a><br />
Small Business Financing: &#72;&#111;&#119; &#97;&#110;&#100; &#87;&#104;&#101;&#114;&#101; &#84;&#111; &#71;&#101;&#116; &#73;&#116; <a href="http://www.amazon.com/exec/obidos/ASIN/0808007386/powerhomebizguid" rel="nofollow">http://www.amazon.com/exec/obidos/ASIN/0808007386/powerhomebizguid</a><br />
Financing &#116;&#104;&#101; Small Business: A Complete Guide &#116;&#111; Obtaining Bank Loans &#97;&#110;&#100; &#65;&#108;&#108; &#79;&#116;&#104;&#101;&#114; Types &#111;&#102; Financing <a href="http://www.amazon.com/exec/obidos/ASIN/1580626815/powerhomebizguid" rel="nofollow">http://www.amazon.com/exec/obidos/ASIN/1580626815/powerhomebizguid</a><br />
&#84;&#104;&#101; SBA Loan Book <a href="http://www.amazon.com/exec/obidos/ASIN/158062202X/powerhomebizguid" rel="nofollow">http://www.amazon.com/exec/obidos/ASIN/158062202X/powerhomebizguid</a><br />
Angel Capital : &#72;&#111;&#119; &#116;&#111; Raise Early-Stage Private Equity Financing <a href="http://www.amazon.com/exec/obidos/ASIN/0471690635/powerhomebizguid" rel="nofollow">http://www.amazon.com/exec/obidos/ASIN/0471690635/powerhomebizguid</a><br />
Financing &#89;&#111;&#117;&#114; Small Business (Barron&#39;s Business Library Series) <a href="http://www.amazon.com/exec/obidos/ASIN/0764124897/powerhomebizguid" rel="nofollow">http://www.amazon.com/exec/obidos/ASIN/0764124897/powerhomebizguid</a></p>
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	<item>
		<title>By: ~*TiNa*~</title>
		<link>http://loantags.com/government-grants-for-small-business-for-tracking-business/comment-page-1/#comment-4645</link>
		<dc:creator>~*TiNa*~</dc:creator>
		<pubDate>Thu, 25 Jun 2009 00:05:06 +0000</pubDate>
		<guid isPermaLink="false">#comment-4645</guid>
		<description>Regardless of what you&#039;ve heard, there is NO such thing as government grant money to start your own busines!!  They&#039;re all loans, which have to be repaid (unlike a grant).  sba.gov will give you a better idea of what you have to do to apply for a loan but it&#039;s no different then going to your local bank with a business plan really.... maybe interest, but you&#039;ll have to check how much difference it&#039;s really gonna make.  Government is gonna be ALOT more paperwork.</description>
		<content:encoded><![CDATA[<!-- google_ad_section_start --><p>Regardless &#111;&#102; &#119;&#104;&#97;&#116; &#121;&#111;&#117;&#39;ve heard, &#116;&#104;&#101;&#114;&#101; &#105;&#115; &#78;&#79; such thing &#97;&#115; government grant money &#116;&#111; &#115;&#116;&#97;&#114;&#116; &#121;&#111;&#117;&#114; &#111;&#119;&#110; busines!!  &#84;&#104;&#101;&#121;&#39;re &#97;&#108;&#108; loans, &#119;&#104;&#105;&#99;&#104; &#104;&#97;&#118;&#101; &#116;&#111; &#98;&#101; repaid (unlike a grant).  sba.gov &#119;&#105;&#108;&#108; give &#121;&#111;&#117; a better &#116;&#104;&#111;&#117;&#103;&#104;&#116; &#111;&#102; &#119;&#104;&#97;&#116; &#121;&#111;&#117; &#104;&#97;&#118;&#101; &#116;&#111; &#100;&#111; &#116;&#111; apply &#102;&#111;&#114; a loan &#98;&#117;&#116; &#105;&#116;&#39;s &#110;&#111; different &#116;&#104;&#101;&#110; going &#116;&#111; &#121;&#111;&#117;&#114; local bank &#119;&#105;&#116;&#104; a business &#112;&#108;&#111;&#116; really&#8230;. maybe interest, &#98;&#117;&#116; &#121;&#111;&#117;&#39;ll &#104;&#97;&#118;&#101; &#116;&#111; check &#104;&#111;&#119; much &#100;&#105;&#102;&#102;&#101;&#114;&#101;&#110;&#99;&#101; &#105;&#116;&#39;s really gonna &#109;&#97;&#107;&#101;.  Government &#105;&#115; gonna &#98;&#101; ALOT more paperwork.</p>
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