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	<title>Comments on: How getting the first mortgage affecting the credit score?</title>
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	<link>http://loantags.com/how-getting-the-first-mortgage-affecting-the-credit-score/</link>
	<description>Loan Comparison, Questions and answers on loans</description>
	<lastBuildDate>Sat, 13 Mar 2010 18:32:35 -0500</lastBuildDate>
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		<title>By: Opinionated</title>
		<link>http://loantags.com/how-getting-the-first-mortgage-affecting-the-credit-score/comment-page-1/#comment-13398</link>
		<dc:creator>Opinionated</dc:creator>
		<pubDate>Sun, 29 Nov 2009 21:36:21 +0000</pubDate>
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		<description>Your score will definitely be impacted at first.  But it isn&#039;t something you should worry about at all.  Firstly, you&#039;ve achieved the biggest thing that you can ever achieve with a good credit-score...a loan on a home.  Second, you&#039;re score may drop 30-40 points at first but after a year of on time payments it&#039;ll jump dramatically.  Thirdly,  there is nothing that will require a credit score that high, (except perhaps another mortgage) and if there is something else you&#039;re trying to get you can now use your home as collateral (seeing as you have 20% equity.)</description>
		<content:encoded><![CDATA[<!-- google_ad_section_start --><p>&#89;&#111;&#117;&#114; score &#119;&#105;&#108;&#108; &#99;&#101;&#114;&#116;&#97;&#105;&#110;&#108;&#121; &#98;&#101; impacted &#97;&#116; first.  &#66;&#117;&#116; &#105;&#116; isn&#8217;t something &#121;&#111;&#117; &#115;&#104;&#111;&#117;&#108;&#100; worry &#97;&#98;&#111;&#117;&#116; &#97;&#116; &#97;&#108;&#108;.  Firstly, &#121;&#111;&#117;&#8217;ve achieved &#116;&#104;&#101; &#108;&#97;&#114;&#103;&#101;&#115;&#116; thing &#116;&#104;&#97;&#116; &#121;&#111;&#117; &#99;&#97;&#110; &#101;&#118;&#101;&#114; achieve &#119;&#105;&#116;&#104; a &#101;&#120;&#99;&#101;&#108;&#108;&#101;&#110;&#116; credit-score&#8230;a loan &#111;&#110; a home.  Second, &#121;&#111;&#117;&#8217;re score &#109;&#97;&#121; drop 30-40 points &#97;&#116; first &#98;&#117;&#116; &#97;&#102;&#116;&#101;&#114; a year &#111;&#102; &#111;&#110; time payments &#105;&#116;&#8217;ll jump dramatically.  Thirdly,  &#116;&#104;&#101;&#114;&#101; &#105;&#115; nothing &#116;&#104;&#97;&#116; &#119;&#105;&#108;&#108; require a credit score &#116;&#104;&#97;&#116; high, (except perhaps another mortgage) &#97;&#110;&#100; &#105;&#102; &#116;&#104;&#101;&#114;&#101; &#105;&#115; something &#101;&#108;&#115;&#101; &#121;&#111;&#117;&#8217;re trying &#116;&#111; &#103;&#101;&#116; &#121;&#111;&#117; &#99;&#97;&#110; now &#117;&#115;&#101; &#121;&#111;&#117;&#114; home &#97;&#115; collateral (seeing &#97;&#115; &#121;&#111;&#117; &#104;&#97;&#118;&#101; 20% equity.)</p>
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		<title>By: Avis</title>
		<link>http://loantags.com/how-getting-the-first-mortgage-affecting-the-credit-score/comment-page-1/#comment-13399</link>
		<dc:creator>Avis</dc:creator>
		<pubDate>Sun, 29 Nov 2009 21:36:21 +0000</pubDate>
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		<description>You can find the answer to this at http://www.freearticlesdb.com/finance/mortgage-debt-advice.html</description>
		<content:encoded><![CDATA[<!-- google_ad_section_start --><p>&#89;&#111;&#117; &#99;&#97;&#110; find &#116;&#104;&#101; &#97;&#110;&#115;&#119;&#101;&#114; &#116;&#111; &#116;&#104;&#105;&#115; &#97;&#116; <a href="http://www.freearticlesdb.com/finance/mortgage-debt-advice.html" rel="nofollow">http://www.freearticlesdb.com/finance/mortgage-debt-advice.html</a></p>
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		<title>By: Jim</title>
		<link>http://loantags.com/how-getting-the-first-mortgage-affecting-the-credit-score/comment-page-1/#comment-13400</link>
		<dc:creator>Jim</dc:creator>
		<pubDate>Sun, 29 Nov 2009 21:36:21 +0000</pubDate>
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		<description>You can use this credit monitoring service to pre-estimate future scores for different scenarios of such payments - creditreport.imess.net</description>
		<content:encoded><![CDATA[<!-- google_ad_section_start --><p>&#89;&#111;&#117; &#99;&#97;&#110; &#117;&#115;&#101; &#116;&#104;&#105;&#115; credit monitoring service &#116;&#111; pre-estimate future scores &#102;&#111;&#114; different scenarios &#111;&#102; such payments &#8211; creditreport.imess.net</p>
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