Not necessarily. The guidelines are different for manufactured homes and stick built homes. If you don’t have a signed buy agreement, your loan is not in underwriting. A loan does not go to underwriting until there is a signed buy agreement.

Contact your loan officer asap. If you got the loan through a manufactured home lot, then you need to go to a bank to be approved for a stick built home.

Feel free to email me at msannw@yahoo.com if you have any questions.

Maybe. Your loan is in underwriting…for a pre-approval, do you mean? If that’s the case, and you want to do something different, tell them straight away. It’s a different loan and may have a different scorecard.