I am now under two car loans with one fixing to be paid off. My first question is how many points will my credit score raise once my first auto loan is paid off? My second question is with a credit score of 585 why cant I qualify for a first time home buyer [...]

Auto Loan- Chapter 7 Bankruptcy discharged 1 week ago?
I had filed for Chapter 7 Bankruptcy which was discharged 1 week ago. My immediate requirement is to buy /lease an automobile. Can someone eceommed some companies who will finance me in this situation. I have been told that not too many dealers offer programs for indiciudlas [...]

I am 24 and just started working full time and making pretty excellent money. I’ve had 1 credit card and 2 department store credit cards for over 2 years and have brilliant payment history and plenty of credit left on all cards. I just applied for an auto loan and got back really [...]

I had a payment returned on my auto loan. My husband has lost his job and I have no way to make up the extra payment. I can continue to make a payment every month though. I am worried they will repo because I will not be able to make up that [...]

My Husband and I are stil unsure of renting or buying right now…Its kind of complicated since he just got out of the military and we just went back to MA across the country and are currently staying with my family. We always used one car because e lived on a small military base…now we [...]

I can know why credit card companies do this. They check my report periodically to see if I’m eligible for credit line increases, and also may raise interest rates if negative information appears. The auto loan is a fixed interest rate. I am current on my auto loan. Why would they [...]

ok so I was the cosigner on an auto loan which was not paid… come to find out the automobile was totalled in an accident with no insurance. The company tried and tried to get money from me and I did only what I could. It now says charged off as terrible debt on my [...]

Since the credit and financing world is messed up is it simple for anyone to get a auto loan now? I recently got a call from my local Ford dealership saying i am approved for a automobile up to 00. I have never gotten offers from dealerships like that before. its like they are reaching [...]

I’ve had an auto loan for about 4 years now and I’ve been late (never 30 days) and have requested some extensions resulting in additional charges. They’re saying that all these fees will be due in one lump sum at the end of the cycle leaving me with a rather large (last) payment. [...]

I had a chapter 7 bankruptcy discharged on 10/05/2006 and the reaffirm for my auto loan was filed on 08/21/2006 and my time is up to turn the car in and cancel the reaffirmation. I need to know what my options are now. I just can’t afford to keep it anymore.