i know having your credit ran too many times will lower your fico score and it stays on your credit reports for two years.
i’m not going to be buying my house until probably 6 to 8 months from now.
i’m trying to get quotes for a first time home buying loan but everywhere i look [...]

Change coming?
WASHINGTON – Prepare for the end of record-low interest rates, Federal Reserve Chairman Ben Bernanke says. Just not yet. Higher rates on credit cards, home equity loans and some mortgages will follow the Fed’s eventual pullback of the trillions it injected into the economy. Savers will benefit, though.

I have a car loan I pay on time and a student loan on time…..
Why are those considered chopped liver in comparison to a credit card.
Aren’t credit cards terrible?

Life gets you into excellent times as well as terrible times. Excellent time you relish a lot but when you have to face terrible time it requires you to have a lot of courage. Financial crunch is one of them, if you have just lost your business, you have just got divorced, you have multiple [...]

Simple question. I want to buy a house in January in California and I see that the rate today is 6.103% for a 30 year fixed mortgage. What FICO score correlates to those rates? My wife and I each had FICO scores of 719 and 721 six months ago. We have [...]

Ok, I have 5 negative and 5 positive credit marks on my credit report. My fiance has 0 positive and 2 negative. We both have a negative mark for a joint automobile. We were both in a wreck (not our fault) and have been w/o transportation and a job b/c of the [...]

I was recently divorced, my daughter is in college. I fell behind on some payments on my credit cards in an effort to support my daughters educational needs. I have two homes with approx. ,000.00 worth of equity. I requested from a local bank where i already have a note to borrow approx. ,000.00 to [...]

I have 5+ yrs of credit card debt and also had a repo about 2 1/2 yrs ago. I am able to start getting my bills paid. Will credit consolidaton help or should I contact my creditors and set up payment arrangements. I have a least 5 credit cards, hospital bills, and a [...]

My husband and I recently filed chapter 7 bankruptcy on everything but our home and car due to him losing his job with zero unemployment benefits for 6 months. It was horrible and we could never catch up with all the crazy over the limit and late fees on our credit cards.
Anyway, I have an [...]

I am 19, I have no credit. Never had any loans or credit cards. What is the best way to get a car loan with a low interest rate. Currently I have been approved for a rate of 7.25% is there any lower? Please help. Thank You