One of the best investments that a person can have in his life is education. You have to pay for that high college education so that you will be able to get higher paying job. Most students avail of these student loans available to them and that suits then. But many of the people hesitate [...]

There are lenders out there who give what are referred to as terrible credit mortgage loans, if you are experiencing financial problems, a situation that is common to many people everywhere. Possibly you recently just got divorced, lost your business, had large medical bills, or maybe you have had too many credit cards and [...]

There are lenders out there who give what are referred to as terrible credit mortgage loans, if you are experiencing financial problems, a situation that is common to many people everywhere. Possibly you recently just got divorced, lost your business, had large medical bills, or maybe you have had too many credit cards and now [...]

Why is it that some people get the very best mortgage rates when buying their new homes, while you are paying hand over fist with, what seems to you like, extortionate rates?
The fact is, the rate you pay for your home mortgage loan depends on how excellent your credit rating is. Every borrower has a [...]

I heard that comparing auto loans before shopping for a car is a prudent thing to do. But I’ve also heard that every time you apply for a loan your credit rating is negatively affected. What’s the truth?

now my credit score is terrible. I went looking for quotes at all the major banks and building societies but some of them said they couldn’t even give me a basic quote without a quick credit check. I then allowed them to do a credit check- Halifax bank was particularly impressed with how excellent my [...]

I heard that comparing auto loans before shopping for a car is a prudent thing to do. But I’ve also heard that every time you apply for a loan your credit rating is negatively affected. What’s the truth?

My ex and I got a joint (secured) car loan which his mother is also a guarantor for and 6 months later we broke up. Now 2 years on he has defaulted several times with the total over 00 which is quick destroying my credit rating? Spoken to finance company and ex with no positive [...]

I’m looking to buy a car in the next few months. I’ve read and heard that a score over 720 gets the best interest rates. Let’s suppose I have 720 credit rating and 80% credit debt and only 20% available credit. (Cards nearly maxed out).
How does this affect the interest rate?
Will I even be [...]

I have terrible credit but have been pre-approved for FHA at 6% interest fixed for 30 years.
I’m wondering if this is the way to go or if there are better ways to buy a home.
I’m a single mom, live in Iowa,have very small for down payment, excellent rent and work history, and signs that I’ve [...]