Loan comparison shopping is something that people once never considered. They would go their neighbourhood bank and assume they were getting the best deal in town. But, things have changed! For those who are new to the loan game, they may reckon that there are only one or two different types of loans which are [...]

Terrible credit history is a huge problem in everyone life you are under financial problems and your credit history is not excellent moreover you want to avail the loan to fulfill your financial needs then apply for Terrible Credit Mortgage Loans. If you are under financial crisis and the problems become deep when you have [...]

If one is prime rate. Credit score above 780. Are the final interest rates they quote you lower than what is advertise on their website? I am considering using a mortgage broker but their rates seem higher than the bank + the cost seems higher. If the rate is what they [...]

How much does a mortgage broker make off a refinance loan? vs How much does a bank employee doing a refinance make off a refi loan? Besides ideal credit scores, what steps can be taken to ensure getting the best possible rate?

We were discharged from chapter 7 bankruptcy, 12 month’s ago.
and have been repairing our credit reports, have been building up our credit scores,
and saving a down payment, my husband’s salary is 96,000,
per year, when can we buy a home, and can we get a FHA loan with a low interest rate, andput only a [...]

I am applying for a home "EQUITY LOAN" how does that differ from a regular mortgage? & does experian look at it the same when calculating there "credit scores" ? ( I know they look at "EQUITY LINES OF CREDIT" negatively if used to the max.

My soon to be husband and I are renting a home in our area and paying 00.00 a month in rent. (This is quite a bit for the area that we live in) We are wanting to buy a home and feel that we have sufficient income (around ,000) to own a home. The problem [...]

Here’s my stats:
Last year’s income: ,000 although it could go to ,000 this year
Credit Scores: 704, 776, 780
Debt: 0 (seriously)
Net Worth: -25K with -18K being liquid and available for down payment, although I want to place less than K out of pocket for closing and down payment.
First time home buyer, I also qualify for VA
The [...]

We have equity in our home and are considering a refinance to take out some of the equity for home improvement/repairs and to buy a vehicle end of lease. Credit scores are not fantastic, 500-550ish. We have the option to either A) Do a 50-year fixed mortgage or B) Do a 2-year ARM and then [...]

i have a bankruptcy that is a year ancient. my credit scores a year ago was in the 400’s. now just a year later, they are 652, 651 and 610…i recently recieved two unsecured credit cards…one with 00 limit and the other 0…i took out an automobile loan as well.. all these new accounts [...]