It’s a buyer’s market when it comes to finding Alberta best mortgage rates. Since 2006, mortgages have stepped up in innovation, helping Alberta’s mortgage rates stand out. Now, Canada offers longer amortization periods ranging from 25 to 40 years. The current mortgage insurance laws have made it possible for a buyer to finance up to [...]

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Large hike in escrow payment could be violation
Q I own a house worth approximately $400,000. The current mortgage is $25,000. A company in Florida took over the mortgage about six months ago. The mortgage company handles the tax and insurance payments through an escrow account. Given the current schedule of payments, the account will have [...]

Our current lender said in the State of Texas laws prevent us from refinancing our current mortgage until is has matured to one year. I cannot find this "law" and want to find out if anyone has any information on it. We bought the home in Dec of 2007. Our current "Note" [...]

VA Eligible/Low Debts and high income/current homeowner with no late payments on current mortgage which is nearly paid off/but 4 very ancient medical collections
So, what are my chances?

My current mortgage is through Wells Fargo. We have a local office in the town I live in but would I get lower interest rates by going to a bank and letting them sell my mortgage if they want or if I went directly to them?

The current rate is 5.6% and my current mortgage is 6.6%. I got the mortgage 2 years ago.

I have payed my mortgage late a few times two of which were 31 days late… I forgot! But, my mortgage broker is just waiting on my VOE from my current mortgage company to close on my refinance, but he said he talked to them and they said I haven’t made any late payments, and [...]

I currently am living in a house in which my name is on the title, but not the mortgage. The mortage holder no longer resides in the residence (due to a peace order).The mortgage holder is currently in default of the loan, and the bank will start foreclosing proceedings in January. What are my options, [...]

I currently own a 25% share in a shared ownership flat and now I want to buy the other 75%. My partner and I earn enough money to be able to get a mortgage for the full 100%… what I want to know is will I need a deposit (say 10-15%) to be able [...]