My Fico score as of March 21, 2008 was 593.
There are negative debts on my credit report, none of which belong to me. Several of the negative debts appearing on my credit report were given to my ex-wife in our divorce decree. The other negative debts appearing on my credit reports are accounts that [...]

My ex and I got divorced back in March 2008. In the divorce decree it states that the car we bought together would now be his and that he’d be responsible for the remaining balance on the loan. My question is, how do we get my name of the loan and/or title of [...]

Is a personal debt (family loan) enforceable in court if the only evidence of the debt is in a divorce decree?

I’m trying to collect money from a former in-law and am wondering if I can use the divorce decree which assigns the loan that I gave to the couple during the marriage to the petitioner in the decree. Is this enough evidence to make a case in small claims court that this money is owed?

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My former wife is refusing to sign a Quit Claim Deed so I can refinance the house.?

I received the house in our divorce settlement (free and clear). The divorce decree also stated that I needed to refinance or sell the house within 60 days. I have been trying to refinance, and my former wife has delayed and refused. It is now at 180 days past what the decree states.
My banker is at a loss. She wants him to send a copy of the “completed loan” and a notarized letter from the title company “before” she signs the Quit Claim Deed. My banker and lawyer both state that the QCD is what “initiates” the refinance process. Without this from my former wife, they can not proceed. All proper banking and refinance people have reassured me, that once the QCD is sent, the refinance takes place, and the Title Company changes the names from hers and mine, to mine alone. All paperwork before refinance states “both” our names, but once refinance paperwork has been properly done, only mine will be on the home. She is then free and clear from all financial responsibility of this home.
We need the QCD “first” to properly start the process, correct?

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