if you have a home loan , which you secure using your house (different house) as a collateral, can the bank foreclose both the home that you loan and the collateral in the event there is a default in payment? what are remedies for this? what if the homeowner cant make payments because he lost [...]

if you have a home loan , which you secure using your house (different house) as a collateral, can the bank foreclose both the home that you loan and the collateral in the event there is a default in payment? what are remedies for this? what if the homeowner cant make payments because he lost [...]

I took a loan out. Wasnt alot. I had it with payment protection incase i lost my job and unfortunatly i did. I didnt have my mum and dad co-sign ( guarntoors) and i defaulted on a payment. I dont reckon i had a secured loan against the house, but possibley could of. All i [...]

Okay. So I’m feeling like a huge loser. I am 30 years ancient, a college graduate, and have always been middle class, normal, average hard-working american. My husband had a fantastic job in the automobile business for years, then recently he was ill and went into the hospital 4 times in 2 months and lost [...]

I thought I could extend my "vacation" by using maybe ,000 of my 0,000 home equity to pay my bills for a couple more months. Everyone I have contacted says you must have income to get a loan. Oops! Any thoughts? I will get a job, but need a month or [...]

Ok, I have 5 negative and 5 positive credit marks on my credit report. My fiance has 0 positive and 2 negative. We both have a negative mark for a joint automobile. We were both in a wreck (not our fault) and have been w/o transportation and a job b/c of the [...]

I’m a new student at 25. I have never gone to college before. I had to file for bankruptcy after breaking my back. I lost my job in the construction industry because i can no longer do that kind of work.I had to do a 180 in life and go in a completely different direction. [...]

I have been offerred mortgage payment protection insurance by my mortgage lender, but it seems a bit expensive.
I reckon my job is OK, but I do worry as there have been a few people made redundant recently. There seems to be a lot of mortgage protection insurance online on Google UK, but does anyone have [...]

I am plotting to buy a home and will like to shop for loans in a month.
I have brilliant fico score,20% down, 5 years job history.
Is there a website which can take my info and search all the banks across U.S.A and tell me as who is giving me the best offer ?
Some of the [...]

I live in California, and Im looking into getting a car loan. When filling out the income part of the application, what alternate incomes can be considered? Can rent received from someone I rent a room out to be considered part of an alternate income you can claim? What about a job that pays [...]