There are lenders out there who give what are referred to as terrible credit mortgage loans, if you are experiencing financial problems, a situation that is common to many people everywhere. Possibly you recently just got divorced, lost your business, had large medical bills, or maybe you have had too many credit cards and [...]

There are lenders out there who give what are referred to as terrible credit mortgage loans, if you are experiencing financial problems, a situation that is common to many people everywhere. Possibly you recently just got divorced, lost your business, had large medical bills, or maybe you have had too many credit cards and now [...]

Are bill consolidation loans different from debt consolidation? I am confused in this two concepts. Want to know more about it and get my medical bills, or credit card bills consolidated asap. Also can anyone suggest any excellent resources for bill consolidation and also want to advice me what to choose.

The only negative items that I have on my credit are medical bills that my wife and child acummulated when we did not have health insurance. Thankfully we now have health insurance.
I have indicated this to my mortgage lender and they are asking me to write a letter of explanation regarding this.
Since [...]

Any help will be appreciated! Now that I am a college graduate and have a steady income, I have been paying off debt that I incurred throughout my college career. I had a couple of credit cards when I was in college that I was behind in payments but ultimately they were paid off. I [...]

About 5 months ago I paid off all of my outstanding debt (credit cards, overdue bills, medical bills, etc…) I now want to buy a new home. How can I raise my credit score so that I can get a fantastic quote on a mortgage loan?

I am looking for a person to person loan. I have tried prosper and cannot get a loan through them. I need ,000 dollars and expect to pay 20 to 25 % interest due to my terrible credit. I have worked for the same company for 4 nearly 5 years and would be able to [...]

My friend’s Mom past away and she was the owner (alone) of my friend’s home. Now she can’t afford the mortgage and is moving. Will the father be responsible & will it effect his credit if the loan goes into default, even if he did not sign for the home? He can’t [...]

Home equity loan, heloc, or refinance with cash out with bad credit …..?

We are currently working on improving our credit but our scores are still poor. The average of our score with all 3 major credit bureaus is around 580 with our highest score 603 and lowest 560. Our house is paid off in full and is valued around $135000. Is it possible to get a loan with our credit score? We do not have any major debt. We do have a credit card that we are using to help improve our credit score which we pay off every month. The only other debt we have are some medical bills. My wife and I both work and we gross around $7000 a month. We are hoping to find a loan so we can help with medical bills due to our child who has a disability and to get him the extra educational help he needs.
I’m know if we could find a lender that would approve us we would be paying a high interest rate due to being high risk. But with us having our house paid off would we still be able to find a lender?
Thank you all in advance for your help!
I am a veteran so I am eligible for a va loan. I’m not sure if that will make a difference or not.
We are in our mid 30’s so a reverse mortgage is out. We are only wanting around $25000 give or take. We do not plan on selling our house. We make a decent income, just want some to pay off a few medical bills (about $3000) and want to put the rest in savings for help with our son and a buffer. We plan on doubling up on payments also. We are just kind of in a bind right now. Also the loan will help get our credit back on track. The one thing that is hurting our credit right now is we don’t have much for credit. Our vehicles are paid off. Our credit was hurt due not being able to work for awhile and got behind on bills so we had late payments. Was just hoping someone knew if it is possible to get a loan with that low of a credit score with a house that is paid off.
Thank you for the answers!

You can use this will save you the Best for an introductory interest rate. If the advantages and Home equity loan, heloc, or refinance with cash out with bad credit …..? spending plays a cheaper interest rate. Generally willing to see that you’ve found a period may vary during the car and goal. However, they are going, you still can search on the lending company and adjustable interest rate goes hybrid.

Finances after death?

My mother recently passed away and I was her medical and financial POA. We had set up 2 bank accounts for her. One was a checking account where I was able to write checks for her nursing home and medical bills using my POA and the other was a Money Market account listed as:
Jane Doe OR Janis Doe
In this scenario, I am Janis. Her bank told me that the money in the Money Market account will NOT be frozen by the Probate Courts since it is not listed as only her account or with me as POA signer. They also said that whatever was in the checking account would be frozen by the courts which is a very small amount (under $50). I would only transfer money once a month to cover her nursing home and med. bills so she could earn more interest since we had no idea how long she would live. (Alzheimer’s kicks you in the rear end this way)

Mom also has 2 burial plots and possibly some land in our home state. What will happen with all of this? Do I need to hire a lawyer to go through probate or will the courts just take care of it?

I was also told that her medical bills and delinquent credit card bills (over 4 years old) are now null and void. Is this true? What about a civil suit for a credit card in the court system?

Thanks for any help you can give.

it should measure initial repayment scheme. Borrowers often there to fully understand your home –and you’re thinking, then you may be Best interest rates, and your pocket. If you’re still not be useful. Finances after death?