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Do lenders and credit companies consider owning a mobile home as owning your own home if it’s not on a plot of land you own? Would that be considered renting instead of owning if you live in a trailer park? Thank you.

I am interested in buying a modular (not mobile) home. I am going to get a USDA direct loan and I don’t know the process. I have already been pre-qualified for around 5,000. I stil have to submit my application. Do I look for the home and land before I get approved for the loan [...]

Are there any advantages to living in a mobile home? I have never lived in one and am curious. From what I’ve read, they lose in value over the years. So, what could the advantages be to living in a mobile home?
Also, why don’t lenders like to do loans on mobile homes?s it because they [...]

I have found property in WA state that I want to buy. The thought behind the buy is to build a cabin in a few years. The land does not qualify for a "lot loan" because there is a mobile home on the property. Additionally, it does not qualify for a traditional [...]

My family is in the process of buying a 1/2 acre property with 2 homes, the main home sits in the back of the property, built in 2003, there is an older mobile home in the front that has been there a lot longer… Our lender is trying to find out if the mobile home [...]

My fiance and I are living in a mobile home and about to enter into a lease to own agreement for the land and home. The owner is the nicest guy in the world and genuinely wants to help us out as we’ve had a hard summer with respect to finances.
Here’s the issue:
The owner’s [...]

I’m trying to build my own house, but in the mean time we are going to live in a mobile home. I need help finding a lender that will finance 100% lot lone or morgage. Does anyone know of such a bank. I tryed usaa but they stopped doing it. I [...]

My Fico score as of March 21, 2008 was 593.
There are negative debts on my credit report, none of which belong to me. Several of the negative debts appearing on my credit report were given to my ex-wife in our divorce decree. The other negative debts appearing on my credit reports are accounts that [...]

I have an eight month ancient bankruptcy. I am buying a Mobile home that is a 2003 model on three acres. The tax assesor list it at 105,000.00 the owner is asking 80,000.00. I some money to place down, at least 10,000.00. I have been told I shouldn’t have any problems, [...]