I’m shopping around for mortage rates, am doing zero money down and only plot to be in the house for less than 10 years. I see a lot of low rates come up online but want to deal with a proven, reputable bank.

A first-time home buyer, looking to buy a home sometime this year. Looking at the economy, what is the best strategy for mortgage. 30-fixed or ARM ? what are their pro’s and con’s?
ARM is much lower interest and it has been lower than fixed, right? even in the long run, it should still be lower [...]

This is a question for those in the UK.
My fixed rate mortgage has come to an end. Do you reckon interest rates will continue to fall, or is it more likely that they’ll start to rise? Should I get another fixed rate mortgage now or stay where I am on the provider’s variable rate (slightly [...]

I just read that foreclosures are up 78% in my state, and a lot of them were because people could not afford to pay on their skyrocketing adjustable rate mortgage. I have never bought a home before, but I want to know why anyone would choose such a mortgage. Are fixed rate mortgages so much [...]

I want to buy a 3 bedroom house and i have a ancient 2 bedroom house which i thought i can mortgage?Would it be better to apply for a new home loan or should i mortgage the ancient property?

This is not a jumbo loan, and I talked to a mortgage guy who quoted me at 5.5 – 5.75%. Just not sure if it’ll go down more.

This company has offered to buy out my current mortgage, cut it in half, reduce my 6.25% interest rate to 4.0%, and cut my monthly payments in half. To me, this just sounds way to excellent to be right, so I’m trying to find out if anyone else has been contacted by this company.