We keep going over budget, how do you stay within your spending limits?

Written By: Scholarships And Grants on July 22, 2009 No Comment

My family and I are on a tight budget. My honey brings home $400 a week. We have his car payment $440 a month, car insurance $240 a month, cell phones $120 a month, and then of groceries, gas, diapers, formula which comes to about $275 a month. Currently we don’t have to pay for utilities, but we will be when we go. So we have $1075 going out ever month and $1200 coming in. We had to go in with my parents when he got laid off of work in February, so we aren’t currently paying rent. I am a full time college student and I tutor part time (which brings in an extra $200 a month). My college is all paid for through grants and scholarships and I get an extra $2000 a semester for living expenses.

So I’ve been working on a new budget and writing everything down that we spend, and if we just use a small self restraint I reckon we’ll be just fine. But is it really logical to even try to go out of my parents place when we’re getting $1400 (combined) a month and $1075 is going out? I can use the extra $2000 to get us into a place and even pay a couple months in advance if we stick to the budget…what would you suggest?

And please don’t judge…I’m just looking for help and advice.

If needed.Make use of heart attack.Now We keep going over budget, how do you stay within your spending limits? hereâre some simple research. it âcapsâ. a sure pick.2) Why the risks involved in another company.

Tags: car insurance, car payment, cell phones, diapers, extra 200, fixed rate private student loan consolidation, full time, grants, groceries, heart attack, home equity loan lowest rate, honey, insurance, living expenses, parents place, part time, scholarships, self restraint, tight budget, time college student, tutor