Comments on: When can my husband and I get a home mortgage? http://loantags.com/when-can-my-husband-and-i-get-a-home-mortgage/ Loan Comparison, Questions and answers on loans Tue, 09 Mar 2010 15:37:56 -0500 http://wordpress.org/?v=2.8.4 hourly 1 By: Biggie @ Arbor Mortgage http://loantags.com/when-can-my-husband-and-i-get-a-home-mortgage/comment-page-1/#comment-12089 Biggie @ Arbor Mortgage Fri, 13 Nov 2009 19:34:56 +0000 http://loantags.com/when-can-my-husband-and-i-get-a-home-mortgage/#comment-12089 You will be able to qualify for an FHA loan 3 years from your BK discharge date & your scores must be above 580. If you are renting currently, make sure that you are paying by check & also make sure that there are no late payments on your credit report after you BK. You will also have to try to re-establish your credit by getting a credit card or two, a car loan or other loan, so it is reporting on your credit report.

You will be able to qualify for an FHA loan 3 years from your BK discharge date & your scores must be above 580. If you are renting currently, make sure that you are paying by check & also make sure that there are no late payments on your credit report after you BK. You will also have to try to re-establish your credit by getting a credit card or two, a car loan or other loan, so it is reporting on your credit report.

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